How Can a Healthy Lifestyle Save Your Money?
A healthy lifestyle pays off and it is an inevitable fact. Studies show that proper diet and exercise can cut-down the risk of obesity, heart disease, cancer and many more. Also, if you consider health and fitness as your integral priorities, it can be beneficial for your financial growth too.
1. Exercise reduces health bills
Exercise is one of the potent ways how you can lift your mood, boost up the energy level, and improve sleep too. All that you need is just 30 minutes of daily physical activity and that’s it!
Now, how exercising can be advantageous for your bank account is pretty evident too. Mayo Clinic reveals that if you go for regular physical activities, it decreases the risk of chronic health conditions and diseases too. It includes high blood pressure, heart disease, certain types of cancers etc.
These medical conditions can become so costly to be treated. So, if you could prevent them, it might potentially save you huge bucks which you would have to otherwise spend on hospital visits, pharmacy, and so on. For instance, according to diabetes.org, an average medical expense for people who are suffering from diabetes is somewhat a hefty £ 7,900 and up per year. In such a scenario, if a diabetic patient exercises daily, it might keep such a huge expenditure at bay.
2. No weight fluctuation causes lesser spend on clothes
Fluctuating weight is no less than an emotional roller coaster. If you are someone who often gets up and down in weight, you will end up purchasing new clothes frequently. However, curating a new wardrobe each time doesn’t end up to be good for your waistline and bank account both. Thus, it’s always better to take all the effective strides to stay healthy and eventually save more.
3. Eat healthier and spend less on junk
‘You are what you eat’.
And you definitely want to look like a Big Mac. Although there is a misconception that eating healthy can prove to be quite expensive but if you plan meals and skip the fast food altogether, it will help you stick to your budget effectively. Your overall expenditure on food will be quite lesser than all those eat-out or fast food meals.
However, it doesn’t mean that you should ignore eating out altogether. Nicole Ring, who is the vice president of nutrition strategy at Healthy Dining, recommends that affordable swaps like beans and legumes could be better than eating meat. Also, they are affordable and thus maximizing their consumption can let you save money in the long run.
4. Maintain healthy body weight and save on life insurance
Sizing up your weight can cost you really huge. As because the life insurance companies have definite and strict height as well as weight guidelines, even weighing just a few pounds more can cost you huge.
If you maintain a healthy lifestyle and lose a few pounds of extra weight, it can save you up to 25% more on life insurance.
Christ Huntley, owner of Huntley Wealth & Insurance Services said, “For example, say a man is 5’10 and weighs 204 pounds. One top insurance carrier allows you to weigh up to 202 pounds to get their best, ‘Preferred Plus’ health rating. If he applies for coverage at 204 pounds, he’ll pay about 25 percent more than if he were to drop a bit of weight first and apply for coverage at 202 pounds or less.”
Therefore, if you commit to a moderate exercise schedule, healthy lifestyle and a healthy diet, it can easily help you shave off a few extra pounds and finally save you remarkable bucks in the long run.
5. Drink more water and get it for free
If you are leading a healthy lifestyle, your choice of drinks shouldn’t be frothy beers and drinks, especially when you are looking to cut down your daily calories and cost.
A study has shown that an average regular can of soda contains around 150 calories. And if you drink one can of soda every day without reducing calories elsewhere in your meals, it might result you gain up to 15 pounds of weighing which might be the cause of any disease. It might further lead you to spend huge to doctors.
On the other hand, if you replace such drinks with six to eight glasses of water daily, it will help you stay healthy and save more money in your pocket. Moreover, drinking water can save you up to £ 850 per year which is estimated to be spent by an average family on soft drinks.
6. Walking or biking can save you transportation costs
Do you prefer hopping into a car just to cross a street? Do you pay for parking? If it is so, you should stop doing that and it will let you size up your missed physical activities and money saving too.
Well, if you are driving anywhere and everywhere, you’re putting more wear and tear on your vehicle. And, it can, in turn, cost you huge as the maintenance cost of the car, toll charges, parking charges etc. Rather, if you walk or ride your bike, it can keep you healthy and prove to be beneficial for your bank account too.
So, rely more on physically active mode of transportations and you will definitely end up saving more.
Be Frugally Healthy
To lead a healthy lifestyle is a matter of choice of course. You just need to act a bit smarter and it can even let you save more. Keeping all or at least some of these aforementioned tips in your mind can certainly help you do so.
Last but not teast, remember, health plays a big role in your overall well-being and that includes your financial life as well.
Eat healthy and live frugally!